Easy Access to Working Capital

Counsel Financial can provide you fast and easy access to working capital when you need it. Because we value your contingent fees as assets, our law firm loans are significantly larger than those from a bank and have more flexible terms.

Advantages Over Other Lenders

Our four-year, flexible credit lines (law firm loans) have given litigators across the country the financial power they need to avoid premature settlements and take on bigger cases. A line of credit can help with operations, improve the value of your existing portfolio of cases and enable your firm to enter into new litigation.

Unlike traditional bank loans, which limit credit lines to the value of your personal assets, Counsel Financial can offer your firm a law firm loan based on the total value of your contingent-fee cases.


Key Features of Our Law Firm Loans

Significantly more capital than a bank can offer
Proceeds can be used for any law firm purpose
Increased financing as your case inventory grows
Flexible repayment terms
Free access to case expense tracking software
Ability to pass-through loan interest to clients for case expenses (if permitted in your state)
One-on-one business and financial support
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Resources to start your own law firm

Opening a new practice is expensive. Before you generate any fees, you have costs associated with incorporating, overhead, payroll and advertising. Counsel Financial can provide you with the financing and resources you need to launch your new firm.



Funding for advertising

Increasingly, plaintiffs’ firms need to advertise in order to obtain clients in this extremely competitive industry. Marketing is a substantial investment, but it is a necessary tool for any law practice. Counsel Financial provides you with the resources you need to successfully market your firm.


Financing for case expenses

Filing fees, depositions, experts, travel and trial preparation are just some of the expenses plaintiffs’ firms must cover. A credit line from Counsel Financial provides your firm with access to the funds you need to obtain the best result for you and your client.


Resources for operating expenses

Timing of law firm fees can be unpredictable—resulting in significant peaks and valleys in your cash flow. Conversely, your overhead expenses need to be covered on a regular and consistent basis. A working capital line of credit from Counsel Financial provides your firm with cash flow stability during the valleys to ensure you can meet your firm’s obligations as they come due.


Funding for growth

Increasing the size of your staff, the geographic area you serve and the number of clients you represent is challenging for a contingent-fee practice. Each new lawsuit you file as a result of your growth also increases the financial burden on your firm. A credit line from Counsel Financial provides your firm with the comfort of knowing you have the capital necessary to fund your expansion.

How We Compare

Powerful credit resources with superior terms

We have designed our law firm loans to be straightforward, without the complex rates and hidden fees of other lenders. Compare how our terms stack up against the competition: 

Features Counsel Financial Other Lenders
Annual Maintenance Fees None 0.5 - 2%
Loan Term 4 years 1 year
Balloon Payment None Standard with most banks
Ticking / Other Fees None Up to 7% per annum
Pre-Payment Penalty None 10 - 15% with some specialty lenders
Draw Fees None Up to 2% with some specialty lenders
Use of Proceeds Any law firm related expense Case expenses only with some specialty lenders